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Life Tips for Personal, Financial and Business Growth

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3 Biggest Money Myths in 2021

While money may not be able to bring you happiness, it certainly can make your life a lot more comfortable. In order to live a stress-free life full of plenty of opportunities, ideally, you should have your finances organized.When it comes to your money, there are some mistakes that you’re better off avoiding. The first step is knowing the most important mistakes to avoid by separating fact from fiction. Here are some of the biggest money myths in 2021

Invest Everything In Crypto

The world saw a significant crypto boom over the last five years. As such, many people assume that investing their money in crypto automatically means a win. However, this is hardly the case. While it’s OK to invest in crypto or other investments, you should always have emergency savings set aside in a traditional savings account.

You never know when you could get injured in a car accident, unexpectedly lose your job, or need to pay for emergency travel. You shouldn’t rely on investments to cover these kinds of emergencies, but rather an emergency savings account.

Most financial investors suggest that anything you invest you should be willing to part with in case it never comes back again. So, don’t invest everything into crypto, but rather a reasonable amount that you could survive without if you were to lose it all.

You Must Buy a House

A lot of people are under the impression that you’re not financially stable unless you own your own home. Unfortunately, this is hardly the case. There are plenty of people whose personal circumstances aren’t well suited for homeownership.

In some people’s cases, buying a home may be financially detrimental for them. Everyone’s financial situations vary compared to each other. So, saying that financial success automatically goes hand in hand with homeownership is false. There are plenty of people who own a home yet are over their heads in debt, and hardly financially successful.

Live In The Present

While the concept of living in the present certainly holds value, that doesn’t mean that we should be reckless with our finances. Unfortunately, the pandemic made many of us start questioning our own mortality. As such, many people started frivolously spending money as if it were their last day on earth.

As of now, it doesn’t look like the human race is going anywhere anytime soon. It’s important to find a balance between enjoying your life today while also preparing for the future. Any purchases you make should always be made while keeping in mind the effects they will have on tomorrow. Moderation and self-control are key when it comes to your finances, even in a pandemic— especially in a pandemic.

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Can you really boost productivity with nootropics?

When you think about improving your workplace performance, boosting your productivity is a vital place to start. As such, nootropics are a proven way to enhance your brain activity to ensure you can work productively at the peak of your capacity. Sons popular nootropic supplement is proven to have a positive impact on your productivity in various ways, as we introduce in detail below. 

Heightened Focus 

Undoubtedly, distractions are a huge barrier to productivity, particularly at work. If you’re not operating at your peak, tiredness and fatigue, combined with concentration lapses, will have a negative effect on your productivity. Our brain health supplement consists of L-Tyrosine, amongst other beneficial compounds, which is an amino acid that is proven to enhance focus, attention and even increases cognitive functioning. The bottom line is that our nootropic health supplement is likely to enhance your focus when your mind and body needs a boost.

Decreased Anxiety 

Suffering from even the mildest form of anxiety can be limiting and frustrating, whatever it is that you’re doing. Anxiety is the nemesis of productivity, and it will almost certainly cause you to function well below your peak. An Indian medicine called Bacopa Monnieri (beautifully named the herb of grace by some) is one potential solution to the productivity issues caused by anxiety. The great news is that this plant is one of the substances in our supplements, and it is proven to alleviate the symptoms of stress and anxiety within the body. There’s little doubt that decreased anxiety equals increased productivity.

Enhanced Memory

Our nootropic supplement contains various compounds that enhance your memory, and therefore contribute to an improvement in your productivity. For instance, choline, which is a nutrient commonly associated with eggs, is influential in regulating your memory. What’s more, several studies indicate that Korean Ginseng has similar memory-enhancing effects. It’s no accident that these natural and impactful nutrients form part of Sons’ nootropic brain health supplements, and they might just help you increase your productivity in all areas of your life.

Increased Alertness 

When you experience brain fog, your chances of being productive and getting your work done are slim. Helpfully, several nutrients within our supplements contribute to increased alertness, which helps to keep you awake and functioning at your full potential. For example, a Brazilian plant called Guarana successfully reduces fatigue and ensures your mind remains alert. This is another essential component of our supplements, and the fact that it also contains a decent amount of natural caffeine means you don’t need to worry about falling asleep at your desk at the end of the day!

Enhanced performance is influenced by fine margins, and boosting your capacity by a mere 1% can truly make all the difference when it comes to your daily productivity. Thanks to the impactful compounds that comprise Sons Nootropic brain health supplements, you will be able to take your concentration and productivity to the next level and say goodbye to fatigue.

 

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How To Set Up Your Home Office For Remote Work

Lockdown has been tough on us all. For many of us, working remotely from home will continue to be a reality. That’s why it’s important to make sure you have space set aside for your work environment should the need arise. Doing this will allow you to maximise your productivity as you work from home.

Preparing for that next shift can be daunting. But don’t worry. Below, we’ve highlighted some tips and tricks to help you make your space more productive.

The Right Type Of Flooring

Work requires you to be clear-headed and free to make the most out of your hours. That’s why having the right type of flooring is important. Flooring can help one perceive a room as being larger and more open than it originally is. When deciding on a type of flooring for your office, make sure you choose a type of flooring that is easy to keep clean and low maintenance, like wooden flooring from reliable sources such as this wood flooring Bedfordshire supplier

Try to avoid overly warm flooring such as carpet, or overly cold flooring such as tiling, depending on the local climate.

Lighting The Way To Success

Another key ingredient in managing your space is the lighting. A recent article on the effects of light in the workplace shows that it’s an important factor to consider when planning out your work environment. Eye fatigue and strain are common in most household setups when working for long periods.

Try to make the most of natural lighting, set up in rooms that have good natural sunlight from nearby skylights or windows. Avoid using light fixtures with warm tones and try to find ones with good white and blue light tones, to help keep you awake and focused should you make use of them.

Keep Your Area Clear Of Clutter

As Benjamin Franklin once said: “For every minute spent on organizing, an hour is earned”. Keeping a clean working environment is important. The greater space you have to work with, the more effective you will be in your craft. Keeping your space free of clutter and items helps focus your mind on the task at hand and not on the objects in your area. Clutter can make one feel anxious or frustrated for the simple reason of it being there.

Start by removing the basics. Anything in your environment that you simply do not want around you needs to be moved away and out of sight. Next, try to organize your furnishings away from your workstation and keep enough space around yourself to stay open and focused. Use the area to your advantage, make sure to set up elements such as filing cabinets a slight walking distance away. This helps promote movement during your working hours and helps stimulate the mind.

Now that you have prepared your new home office, your desk is ready, and the files are neat, you can comfortably focus on working from your improved workspace with absolute ease.

 

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The Pros and Cons of Installing a Home CCTV System

Cameras and CCTV systems have been gaining popularity over the last few years, with more and more homeowners choosing to install cameras around the house. A CCTV system is the next step up in your home security renovations and it can help to protect your property more effectively.

Although home CCTV systems are useful and a must in many countries, some downsides need to be considered. To understand more about whether you should install a home CCTV system, read these pros and cons first.

Records are Maintained Electronically

When it comes to CCTV systems, the main objective is that you can see everything that is going on around you. Whether you are at home alone or out shopping, you need to know that nothing happened while you were away. You can go back into any recording to watch every minuscule incident and occurrence.

Maintaining records also helps police enforcement and other government agencies. Your cameras may pick up on vital evidence that can be used for a crime that was committed. The records are accessible from any device with an internet connection, and there is no reason to delete any footage because online cloud storage is pretty much unlimited.

Advanced Features and Functionality

The great thing about the technology behind CCTV is that it has advanced to a point where you can see through night-vision lenses, record footage to the cloud, and speak through the system. Most of today’s cameras come with many different features, and the more you are willing to pay, the more functionality you have.

The purpose of CCTV systems is not just to protect your home, but also for you to see what happens around your home and neighbourhood. Many criminals have been caught because a neighbour had a security system with cameras monitoring the street. To buy your very own CCTV system that comes with these features and more, visit powerpointelectrics.co.uk.

Your Privacy and Costs

When you install CCTV cameras, you can choose to set them up either on the outside or inside of the house. You can even place one in every room and along every corner of the house for a full 360-degree view. The issue is that personal privacy is not necessarily guaranteed. Unless the cameras aren’t recording, your every move will be on tape and uploaded to the cloud.

For people who value their privacy indoors, maybe just one or two cameras around the outside of the house will suffice. The cost to install a CCTV system that caters to your needs can also be an expensive experience, especially if your home is relatively large. The thing to remember is that although CCTV systems cannot protect your house from being robbed, they do make criminals stop and rethink their actions.

Installing a home CCTV system is a great way to deter criminals and monitor your home and neighbourhood 24/7. The only real downside is that the initial investment is large and that your privacy is affected. All in all, home CCTV systems offer many more benefits to a home that make it a viable option for home security.

 

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Luxury Yet Affordable Gifts For Your Mother or Grandma’s Milestone Birthday

The high street shops and online stores alike are saturated with birthday gifts divided into categories of recipients that are entirely of the store’s own design, usually with surplus stock from Christmas.

If you are very much someone who, when choosing that special gift for that cherished maternal figure in your life, wants to treat them to something special, something with a touch of luxury and something that little bit different, then continue reading.

Experience Days

Your mum and your grandma more than likely have enough ‘smellies’ and other toiletries to open their own branch of Boots and, although grateful, such a gift is unlikely to blow their proverbial socks off.

Gift sets that, essentially, consist entirely of products that are still being sold separately but have been wrapped together in pastel-coloured cardboard are now double the price are all well and good. However, to ensure your cherished mum or nan’s birthday will be truly one for them to remember by treating them to a red-letter experience day.

From afternoon tea in a castle or luxury hotel or an overnight stay in the Cotswolds to more energetic and daring adventure days such as a hot-air balloon ride, a helicopter tour, or even paragliding, there truly is a red-letter experience day to suit anyone and everyone.

Indulgent Beauty Treatments

There is a multitude of amazing benefits to treating a loved one to a gift voucher for a plethora of different beauty treatments from a prestigious and luxurious beauty salon, such as a beauty salon Oxford.

Maybe your mother or grandmother prefers a relaxing spa day or swim and sauna, or perhaps they would like to experience an indulgent and multi-beneficial face, neck, or body massage. There are lots of benefits to a professional and well-executed massage, which include but are categorically in no way limited to:

  • A significant reduction in stress and anxiety levels
  • The banishment of various aches and pains
  • A substantial boost in energy
  • Improved blood circulation around the body
  • The lowering of blood pressure and overall heart rate

Personalised Hamper

Undeniably, the best birthday gift, especially for a beloved member of your family, is a present that has clearly been thought about carefully and suits the personality, likes, and desires of the recipient.

With that being said, why not create your own birthday hamper to gift your mother or grandmother and, what is more, why not personalise the hamper by filling it with treats and gifts that you know for a fact that they will utterly adore.

Invest in a quality bottle of wine, a selection of decadent cheeses and corresponding pickles and chutneys, and some luxury chocolate liqueurs to form part of the basket contents. Next, choose some beautiful and strong-smelling candles and wax melts in scents that you know they will love and pair them with a simple and modern in design wax burner. Finish off the hamper with ribbons to create the perfect birthday gift.