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Maxwell

May 31, 2018 by Maxwell

5 Essential Hacks For Your Summertime Road Trip

There’s no better way to celebrate your long-awaited vacation than by opening the throttle and chewing up the asphalt this summer. The cross-country road trip is an American classic — and for good reason! With over four million miles of highways, the US has some of the most scenic drives in the entire world. From the California State Route 1 to Route 66 and everything in between, you’re spoiled for choice when it comes to itineraries. The only thing holding you back from exploring the open road is your budget.

If you’re worried your finances may put a premature stop to your adventure this summer, take a look at the following tips. These hacks will save you money while you see the sights.

  1. Use a budget

A budget isn’t just to keep your household finances balanced throughout the year. This financial tool is there to help you figure out how you can achieve specific goals, like road tripping across the country. Most financial experts suggest tracking your expenses for at least three months. This gives you a good idea of how your money flows in any given month. It also offers insights into what you can realistically afford.

On the flip side, you should also research the expenses you can expect to pay on your trip. Things like gas, tolls, accommodation, and food are high on your list, but don’t forget to balance your budget with unexpected automotive maintenance and medical emergencies. Investopedia’s made a general guide here, but it’s a good idea to confirm these costs on your own.

  1. Use GasBuddy.com

Though gas isn’t as high as it has been in the past, it’s still an expensive addition to your trip. You can keep your cost at the pumps low by downloading GasBuddy to your phone. Its app helps you find the cheapest gas stations anywhere in the US. You may also win a weekly draw for a $250 gas card if you regularly update the app with the prices of the gas stations you pass.

  1. Brush up on basic automotive maintenance

Do you know how to change a tire or jump your car? If the answer is “no” then it’s time you learn these automotive basics.

While there are some issues only a professional should tackle, there are plenty of small repairs you can take on yourself. When you can make these repairs on your own, you can avoid some expensive automotive bills that may cut your road trip short.

  1. Expect the unexpected

Sometimes you’ll encounter speed bumps on your trip that surpass your novice skills with a wrench. A fender bender, unresponsive brakes, or transmission issues may force you to call AAA. Though you may not enjoy thinking about these worst-case scenarios, it’s important you know how you’d pay for them. As mentioned above, a well-made budget will have some savings set aside to cover these emergencies. But if necessary repairs surpass what these savings can cover, would you know how to fill in the gaps?

Before you take off, do some research on online payday loans. When you can find fast online payday loans, you’ll be able to pay for your repairs quickly — sometimes as soon as one business day after you’re approved. In some cases, some lenders like MoneyKey make it possible to manage your account from an app, meaning you can check in wherever you have Wi-Fi — on the road, in a hotel, or back at home.

Compare this to conventional loan sources, which may take weeks to come through. Every hour spent waiting on complex borrowing processes means you’ll see less of the country, so make your choice wisely.

  1. Bring along a car mattress (and other camping gear)

Depending on where you plan on driving, you can skip the hotel and sleep in your car. While your car seat may not provide a comfortable resting place, you can convert the back seat or trunk space into a temporary bedroom with just an inflatable car mattress. These beds balance in the rear section of a sedan or the larger trunk space of a van and/or SUV. Once set up, they give you a comfortable place to catch some shuteye. Best of all, they’re a fraction of the cost of one night’s stay at a hotel.

As long as you keep to safe areas that you’re legally allowed to park in overnight, you’ll cut some expenses out of your budget. Many of these places often end up being national camping parks, so come equipped with camping gear. The best campsites offer full washroom facilities and other amenities, and they’re always cheaper than a hotel.

The road trip is America’s quintessential summer vacation, and it’s something everyone should try at least once. Don’t let something like finances put the brakes on your chance at adventure. Experience the open road by taking advantage of these financial hacks and you’ll keep our cross-country trip affordable.

Filed Under: Travel

May 23, 2018 by Maxwell

Top Attractions In Penang

It is challenging to cover Penang in just a few days. However, one should be aware of the must-see attractions and insert them in their itinerary if they wish to get the best experience out of Penang in a short space of time.  So, plan your trip and start making your bookings at hotels that are affordable and offer all the latest amenities. Batu Ferringhi hotels are top-rated as they are conveniently located and provide top–touch facilities. Hard Rock Hotel Penang is a favorite as it is at a walkable distance from major attractions in Penang. One can skip the unimportant sights in Penang and focus just on the top touristic spots. Get an exciting mix of natural and cultural attractions, amusement parks and quirky offerings that are suitable for visitors of all ages.

Start with the Penang Hill that offers a welcome respite from the heat below.  It is a not-to-be-missed experience and offers breathtaking views of the whole island from the summit that rises about eight hundred meters above sea level. There are a church, mosque and a Hindu temple at the peak.

  • Cheong Fatt Tze Mansion
    Cheong Fatt Tze Mansion, the home of an influential Chinese industrialist, offers a peek into the 18th and 19th-century Chinese architecture. Master craftsmen from China built the mansion based on feng shui design and principles. Explore the 38 rooms and granite courtyards and admire those stained glass windows.
  • Batu Ferringhi market
    Visit the Batu Ferringhi market filled with resorts, restaurants, and stalls. The European tourist market offers a wide range of accommodation and even those with the tightest budgets can easily find a place here.
  • Bukit Mertajam Recreational Forest
    Head for the Bukit Mertajam Recreational Forest that sprawls across more than thirty hectares of lush, hilly terrain. You will come across tourists and locals enjoying camping and numerous streams and shallow pond. Trek the mountain’s summit which is a delightful hiking trail.
  • Escape Adventureland
    It is a must to spend a few hours at the Escape Adventureland and get some of the most thrilling moments of your life. Find yourself hurling through the open air, and it is a pretty memorable dozen of feet off the ground. There are many other fun activities such as zip-lining, tree rope swing, and free falling.
  • Clan Jetties
    Clan Jetties form the last bastions of old Chinese settlements, and the waterfront society is made up of houses on stilt. Various Chinese clans live on water villages which are more than a century old, and each of those jetties is named after a Chinese clan. Clan Jetties are indeed the most tourist-friendly.
  • Penang War Museum
    Make a visit to the Penang War Museum that was built by the British army in the 20th century. During the WWII, it was used as a Japanese army base and today serves as a museum. It is a pretty cool complex to explore with its network of underground tunnels, ventilation shafts, and old ammunition bunkers.
  • Mengkuang Dam
    Another interesting spot is the Mengkuang Dam, which is located in the northeast of Butterworth. You will love its scenic landscape with jogging trails within the largest dam in Penang that contains up to 23.6 billion liters of water. Penang’s International Dragon Boat Festival is held here at the Mengkuang Dam, and dozens of traditional boats with colorful dragon carvings participate in the boat race.
  • Fort Cornwallis
    Fort Cornwallis is another of the most well-known landmarks of Penang. Explore the prison cells, a 17th-century chapel and ammunition storage area within its ten-foot-high walls. You will get to see cool old bronze cannons within the fort that was built in 1786 as a defensive structure against pirates. It was rebuilt with bricks and stones and thus transforming into a stone structure from the wooden fort.

Filed Under: Travel

May 17, 2018 by Maxwell

The Future of Workplaces And The Importance Of Internet Connectivity

If you have worked in an office or workplace for over 15 years, you’ll know how much technology has advanced in terms of internet connectivity, software ease-of-use and the roles themselves. Talk Talk have put together the below infographic, as part of their #workforces2025 campaign, taking a look at what workplaces will look like in the year 2025 and how this will evolve around the importance of a good internet connection.

There’s some interesting survey results revolving around workers thoughts on where their job is at now and where it will be in 2025. In fact, only 1 in 10 people believe their job will be handled by an artificial intelligence ‘chatbot’ within a decade, and a staggering 1 in 3 feel the Monday to Friday will be redundant over the next 10 years, which certainly feels like it is going to happen, with many people working flexible hours and creating a life from their role.

In terms of technologies, the medical and financial services are frontrunners in support of technologies to mobilise their workforces, with 72% and 70% of decision makes respectively considering this a priority. If you think the way we’re going to be messaging will change, well maybe not quite, nearly half of employees still expect email to remain the primary means of communication. Not all workforces have been open to technologies so far though, with only 17% currently using IM, and 7% using video conferencing.

Whether the future holds for us artificial intelligence, wearable technology, machine learning, VR, AR or chatbots, what we do know is one the most technological advancement, internet connectivity, will be needed and enhanced to move with the times. There are many brands out there that specialise in internet connectivity for businesses, with specific connectivity solutions for a variety of company sizes, it’s all about finding the right scheme for you and making sure your connectivity is ready to go when the new advancements to technology come in place.

Filed Under: Business Tips

May 8, 2018 by Maxwell

How Live Streaming Tech is Changing the Way We Play Poker

Living in the digital age is a wonderful thing. With so much advanced technology at our disposal, we are now able to do so much with just a few clicks of a button. Smart technology has infiltrated all aspects of our life – from home to office to the great outdoors, there is a piece of smart tech for everything.

One of the greatest aspects of the technology we have now is the endless possibilities for entertainment. Whether you feel like watching a movie after a long day or playing a video game with players from all around the world, there is always something to suit everyone’s tastes. Live streaming technology has become increasingly advanced over the past few years and many industries have reaped the benefits of it, one of which being the online gaming industry.

When we think of poker, lots of us imagine an exclusive James Bond-esque scene of tuxedos, cigars, casinos and martinis. However, these days the scene is set to change quite a bit. Live streaming on platforms such as Twitch has proven to be highly successful when it comes to playing video games such as League of Legends or DOTA 2 which can attract millions of viewers per live stream, and now it is set to take over the world of online casinos. Playing poker online in the past has consisted of computer-generated cards and a basic chatroom to talk with other players; however, advancements in technology have led to this format seeming somewhat primitive by comparison. By being able to live stream real-life poker games to millions of people from all around the world, the way we play poker is set to change forever.

Live-Streaming Tournaments

Just like the majority of other live-streaming games online, there is a range of different tournaments for playing live poker. From games which are purely for entertainment to high-stakes championships with high payouts and games such as Texas Holdem and 7 card stud, there are many kinds of tournaments.  If you’re a newbie to the world of live streaming poker events, figuring out the different kinds of tournaments can be quite confusing, so we have made a simple list of the most common types to make it a little easier to understand:

SNGs

SNG stands for Sit N’ Go tournaments which require between 2 to 360 pre-registered players to sign up to a game and as soon as enough players have registered, the tournament will begin. These tournaments are great for players who don’t want a big commitment of playing for hours on end, as these SNGs can be finished within just an hour. Typically, the top three players in a game will be rewarded with cash prizes and the top player will receive a greater payout.

MTTs

MTT stands for Multi-Table Tournaments, and these are much higher stakes than SNGs. To play these, you must buy in to the game for a set price around $10.00 and you could be playing with thousands of players. These tournaments can go on for hours on end and will end when the last player is left standing and they will get a massive cash sum of thousands of dollars. According to 888poker, these are the big tournaments for players, so expect tension.

Heads Up

Heads Up poker tournaments are games which are made up of just two players but they are high intensity. Any even amount of players can play a Heads Up tournament but there will only be one-on-one games, and they will continue until one champion is left standing. They can also go on for some time and they are nail-bitingly intense to play and watch!

Poker Satellite

Poker Satellite tournaments are different from the others listed here as they have low buy-in prices and the prizes for these games are tickets to the higher buy-in games such as the MTTs where the cash prizes are very rewarding.

Tips for Success

Now that you have an idea of what the different kinds of live stream poker tournaments are, it’s time to get some tips and tricks to help you on your way. Firstly, it’s important to know that there are three stages to all kinds of poker tournaments, these being the beginning, middle and late stages.

In the beginning stages, you need to set the right bet according to the table size and be sensible. You also need to know when the right time to fold is and be sure to never let your stack fall below 10BB. Knowing when it is the right time to fold or go all in is crucial to a successful game.

In the middle stages of the game, you should have prepared a tournament strategy to help give you a structured way to play. This way, you will feel much more confident in the way you play and it will help you stay on a winning track. Coming up with a plan to beat weaker players and get onto the heavyweight table will vastly improve your chances of walking away with a handsome winning prize.

By the late stages of the game, it’s time to get aggressive. Nobody’s ever won by playing nice, so it’s time to bring out the big guns and don’t pull any punches. Try to get your timing right and don’t rush into any big moves or you could get knocked out, and you’re sure to increase your chances of being the winner.

VR Poker

Virtual Reality has seen great amounts of success since it properly took off a few years ago with releases of devices such as the Samsung Gear 360, and we are still discovering new ways of utilizing the technology. Of course, VR has taken the gaming industry by storm and the same goes for the casino industry. Along with live streaming, VR poker is another hugely popular avenua as players can create avatars and play as if in an on-land casino with players from all around the world. The Steam store offers popular VR poker games and they allow the user to feel immersed in a realistic poker experience while getting to play with players from across the globe.

The future of live-streaming poker is a bright one; it has breathed new life into the casino industry and has brought players from all walks of life together to play for fantastic prizes and enabled more people to hone their skills and improve their games.

Filed Under: Technology

April 26, 2018 by Maxwell

What Parties Can Lawfully Enter IRS-EIN-Tax-ID?

When it comes to obtaining or entering an IRS-EIN-Tax-ID, not just anyone can begin the process. You have to have a qualifying reason to obtain a tax ID. You can always utilize the Tax ID lookup to find out if your business already has a number in place or might need one, but chances are if you are not sure, then you probably do not already have a number. Here are a few examples of someone who is lawfully able to enter an IRS-EIN-Tax-ID.

Partners and Corporations

Anyone who is a partner or owner of a corporation can obtain a Federal Tax ID number. These types of business most definitely need a tax ID number in order to be in compliance with state and federal guidelines. Obtaining a Tax ID means that you can file your taxes under this number so that they are kept separate from your personal taxes. Other businesses that fall under this category include real estate companies, investment brokers, nonprofit organizations, etc.

Contractors

Independent contractors are sometimes lawfully obligated to obtain a tax ID number, but not always. If you are an independent contractor, it will depend on a number of things in determining whether or not you need a tax ID. For example, if you were to become incorporated as a business or hire employees, you might need a tax ID. Otherwise, you are likely not required to obtain one.

If you fall into any of these categories, visit our website to start your application process. We offer same day distribution of EIN numbers and we work quickly to get the process underway. IRS-EIN-Tax-ID is a quick and easy way to process your EIN number and get you well on your way to what you need to comply with guidelines.

 

Filed Under: Business Tips

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Go big or go home! No matter what you're doing in life, you have to give it your all. I'm Maxwell Anderson and I believe that it's important to strive for the greatest version of yourself possible. Through this blog, I share all kinds of posts about lifestyle, business and much more. Read More…

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